Temporary Car Insurance – Unreal Trick to Guarantee a Discount – 981

Research shows an increase in the number of people buying temporary car insurance  rather than going for the longer term annual policy.

The way things are with the economy at the moment, it’s no surprise that more and more people are turning to temporary insurance rather than going for a long term option.

The amount quoted for Temporary car insurance  can differ broadly.

The premium you get quoted will very much be influenced by your claims history if you have one, along with other factors such as the car make and model, the number of days you want cover for and your personal details.

 There are many people who need cover for just a few days while they’re changing cars, or need to borrow a car at short notice.

 

A major problem for lots of people is leaving it until the last minute to buy the temp car insurance and just accepting the first quote they get. Plan ahead and make some calls now to get a few quotes and get an idea of how much it’s likely to cost you.

 

The lifetime of a temp policy can vary greatly.  Some people only need cover for 1 day whereas others might require cover for 30 days.  It is an ideal way for a young person to be able to drive a car legally on a road trip.

Insurance for young people and teenagers can be very expensive, sometimes exceeding the cost of the actual car.  Not many can afford these high premiums as they are still in full time education, or work in low paid jobs.  So in some cases, temporary car insurance can be the only option.

These policies give young people the chance to get insurance and use a car when they would otherwise have to take public transport, or may take a cab.

This means they can get temp car insurance for 3 or 4 weeks at a fraction of the price of an annual policy.

 

There are some specialist car insurance companies that specialise in providing temporary car insurance for younger people or perhaps people who are a higher risk.

The premiums may be slightly higher, but at least they give the driver the opportunity to get insurance and drive their car legally.

One of the factors that has contributed to the rise in insurance premiums for temporary car insurance, is the increase in fraudulent claims.

There is no doubt that if full long term insurance is out of your range, temporary insurance could be the answer.  Not only does it enable you to drive legally, but it helps you build up a better driving history which will reduce your costs in the long term.

To discover more tips on why you need temporary car insurance visit our website.  We also have some great temp car insurance resources on our Squidoo Lens.

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